Applicants who do not have life insurance experience will not be considered
for this role.
Cortes 23 is revolutionizing the life insurance industry through our
proprietary instant decision platform. We combine cutting-edge technology with
insurance expertise to deliver innovative digital insurance solutions. Our
platform leverages advanced analytics, machine learning, and real-time data
integration to provide immediate underwriting decisions while maintaining
rigorous risk management standards.
**We are a small team that are capable, nible, high performing, and
autonomous. If this interests you please apply.
**
**Position Overview**
We are seeking a Technical Product Manager to drive the development and
optimization of our instant decision life insurance platform and product. This
role combines deep insurance domain expertise with technical product
management to create innovative, automated underwriting solutions. You'll work
at the intersection of insurance, data science, and engineering to shape the
future of digital life insurance products. You’ll be working with an
experienced team who has done this before who is setup for success.
**Key Responsibilities**
**Technical Product Strategy & Development**
* Own the product roadmap for our instant decision platform, including underwriting algorithms, rules, risk assessment models, and automated decisioning systems
* Execute on the product roadmap to launch new digital insurance products, translating business requirements into technical specifications for automated underwriting rules and real-time decisioning engines
* Collaborate to manage, develop, and implement predictive models for risk assessment
* Define API specifications and integration requirements for third-party data providers (medical records, prescription history, etc.)
* Drive continuous improvement of underwriting automation and straight-through processing rates
**Platform Architecture & Implementation**
* Partner with engineering to design and implement business rules in our proprietary platform
* Specify requirements for real-time underwriting decision engines and rules systems Lead technical discovery sessions and sprint planning with development teams
* Ensure platform scalability and performance meets business requirements
* Oversee integration of external data sources and verification services
**Analytics & Optimization**
* Create data-driven strategies to improve approval rates while maintaining risk parameters
* Develop real-time monitoring systems for underwriting decisions and policy issuance
* Analyze platform performance metrics and recommend technical improvements
* Monitor fraud processes, workflows and dashboards.
**Risk & Compliance Integration**
* Collaborate with actuaries to translate pricing models and mortality tables into technical specifications
* Work with compliance teams to ensure automated decisions meet regulatory requirements
* Design and implement audit trails for automated underwriting decisions
* Maintain documentation of underwriting rules and decision logic
* Ensure platform compliance with state regulations and filing requirements
**Innovation & Research**
* Research emerging technologies and data sources for underwriting automation
* Evaluate new machine learning approaches for risk assessment
* Design proof-of-concept implementations for innovative features
* Lead technical evaluation of potential data partners and vendors
* Monitor insurtech trends and competitive technical capabilities
**Required Qualifications**
* Bachelor's degree or equilivent work experience
* 5+ years experience in technical product management, with at least 3 years in life insurance
* **Strong understanding of life insurance underwriting principles and processes**
* Experience with automated decision systems and rules engines
Salary Range
$125,000 - $175,000