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Senior Full-Stack Engineer, Payments (Remote ยท US + LATAM ยท Engineering)

๐Ÿ’ฐ $80,000 - $200,000 ๐Ÿ“… 05/21/2026

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Job Description

Build the rails that move money globally. Every year, trillions of dollars
cross borders โ€” between people, businesses, and institutions. Most of it still
moves through infrastructure built for a different era: slow, expensive, and
opaque. We're rebuilding the rails. Palla powers instant cross-border P2P
payments through APIs and white-label apps that financial institutions and
fintechs embed into their own products, moving money globally in seconds.
We're backed by Revolution Ventures, Y Combinator, and Cowboy Ventures, and
live with partners reaching 150M+ end customers across LATAM and the Caribbean
(& expanding to new regions around the world!) If you want to ship code that
moves money at infrastructure scale, this is your role. About the role You'll
join a world-class, AI-native engineering team operating with a level of
leverage and speed that traditional orgs can't match. We ship weekly, not
quarterly. Engineers talk directly to customers. Generalists own vertical
slices end-to-end. Agents handle the toil; humans handle the judgment. As a
Senior Full-Stack Engineer, you'll own meaningful parts of the Palla platform
end-to-end, including API design, backend services, partner integrations,
white-label clients, and the infrastructure underneath. You'll ship to
production weekly, on real payment rails, with all the rigor that demands.
What you'll do Design, build, and ship full-stack features across the Palla
platform spanning APIs, services, clients, and infra Own production systems
end-to-end, including on-call for what you build Integrate with partner APIs
(banks, card networks, payout rails, KYC providers) and turn weeks of
integration work into days Work directly with partners and our product team to
translate real customer needs into shipped code Build with AI agents as
teammates. Claude Code, Cursor, and the agent stack across our SDLC are core
to how we work Help shape the engineering bar, hiring loop, and culture of an
early team What you bring 5+ years of full-stack engineering experience
shipping production systems at meaningful scale Bachelor's degree in Computer
Science, Software Engineering, or a related technical field Fintech or
payments background. You've shipped code that moved money, handled PII, or
interacted with regulated infrastructure (banks, card networks, KYC/AML,
ledgers, settlement) True full-stack range across frontend, backend, and
infra. No handoffs Owner mindset. You measure yourself in shipped outcomes,
not tickets closed Product instinct. You'd rather talk to a customer than read
a PRD about one AI fluency. You already build with agents and have opinions on
where they're strong and where they break Scrappy and fast. You'd rather ship
a working v1 on Friday than a perfect v2 next quarter *salary range is
experience & location dependent Bonus points Experience with cross-border
payments, remittances, or FX LATAM market experience or Spanish fluency You've
operated a real agentic system in production, not a demo Early engineer
experience at a Seed or Series A startup What we offer Competitive base salary
and meaningful founding-team equity Fully remote across the US and LATAM, with
team gatherings a few times a year Top-tier AI tooling, fully expensed. Claude
Code, Cursor, and whatever else makes you faster Direct access to leadership,
partners, and customers. No layers between you and the decisions Real
ownership of what you build, from architecture to production Health, dental,
and vision coverage Learning budget for conferences, courses, and the tools
that haven't been invented yet